PAOLA VIGILANZA
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Advanced CLV Calculator — NPV & ROMI

A financially rigorous view of customer value: discounted cash flows, acquisition payback, and marketing ROI — for budget conversations that need more than a single number.

This model assumes a constant annual retention rate and revenue growth rate — a standard simplification of full cohort modelling, accurate for planning purposes.

Customer Acquisition

Acquisition cost per customer (CAC): €200

Revenue & Margin (Year 1, per customer)

How much revenue per retained customer grows each year
Profit retained after product/service cost

Retention & Discounting

Probability a customer stays another year
Annual rate used to bring future profit to present value

Customer Lifetime Value

€338
Net Present Value of profit contribution, after acquisition cost
CLV before CAC
€538
Avg. Lifetime
2.8 yrs
ROMI (discounted)
169%
ROMI (undiscounted)
245%
Payback Period
2.8 yrs
Acquisition Cost
€200
Cumulative Discounted Profit by Year